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Nisab Calculator | Compare Your Wealth to Gold and Silver Nisab

Determines whether your wealth meets the Nisab threshold for Zakat using live gold and silver prices. Enter your assets, cash, and savings, and the tool compares their total value against the current gold Nisab and silver Nisab benchmarks, then tells you clearly whether Zakat is due on your wealth this lunar year.

Last updated: June 2026 · Free · No sign-up required

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Live 24K spot price in your currency.

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Results

Enter values above and click Calculate to see your result instantly.

Quick reference

BasisQuantityAt $85 & $1.10/g
Gold nisab87.48 g (7.5 tola / 20 mithqal)$7,436
Silver nisab612.36 g (52.5 tola / 200 dirhams)$674
Recommendedlower of the two$674 (silver)

mosque Calculated to Shariah-compliant formulas

Every Islamic calculator on CalcaTools uses formulas from recognised Shariah authorities — the Hilal Committee's Hijri conversion tables, the MWL/ISNA/Umm al-Qura prayer-time methods, the four-school consensus for Zakat Nisab, and the Faraid distribution rules from classical fiqh. The exact authority is cited on every tool page.

menu_book Sunni & Shia rules side by side

For tools where the calculation differs between schools (Faraid inheritance, certain Zakat triggers, prayer-time conventions), we surface the choice as a selector and document the difference in the methodology block. Pick the school that matches your tradition — the answer adjusts.

savings Zakat with the live Nisab

Zakat tools fetch the current spot gold/silver price (or let you enter your local rate) so the Nisab threshold reflects today's value, not a stale figure from last year. The 2.5% rate is the standard hawl-based calculation; agricultural Zakat (1/10 or 1/20) is available on the dedicated Ushr calculator.

verified For guidance, not a fatwa

These calculators give you the number — they do not give a fatwa. For complex personal situations (inheritance with revoked rights, mixed-asset Zakat, late prayer makeup rules), please confirm with a qualified scholar in your tradition. We're here to help with the arithmetic, not to replace your local imam.

Interpretation guide

Your net wealthStatus
Below silver nisabNo Zakat due
Between silver and gold nisabZakat due on the silver basis (majority recommendation)
Above gold nisabZakat due on either basis
Held a full lunar yearThe hawl condition — required for liability

lightbulb A real-world example — checking if you owe Zakat in 2026

Today, gold trades at approximately $75/gram and silver at $0.95/gram. Your total Zakatable wealth is $7,200.

Result: Gold Nisab = $6,561 (87.48g × $75). Silver Nisab = $581 (612.36g × $0.95). At $7,200, you exceed both — you owe Zakat (2.5% = $180).

What this means: There are two Nisab values; most contemporary scholars use the silver Nisab for the safer, more inclusive standard because it's lower (more people will be liable). If you sit between the two thresholds and only use gold-Nisab, you avoid liability but also forfeit the spiritual benefit. The math is the easy part — the choice of Nisab reference is a fiqh question for your local scholar.

Formula & methodology

Formula: Nisab = 87.48 g × gold price/g, or 612.36 g × silver price/g

The Nisab Calculator is built on a well-established calculation method. It uses the formula Nisab = 87.48 g × gold price/g, or 612.36 g × silver price/g to turn your inputs into a reliable result. Determines whether your wealth meets the Nisab threshold for Zakat using live gold and silver prices. Enter your assets, cash, and savings, and the tool compares their total value against the current gold Nisab and The steps are shown on the page so you can follow the reasoning from input to output.

  1. Look up today’s gold and silver price per gram in your currency.
  2. Enter both prices.
  3. The tool multiplies by 87.48 g (gold) and 612.36 g (silver).
  4. Compare your net zakatable wealth against the chosen threshold.

Example: gold $85/g → $7,435.80; silver $1.10/g → $673.60. Wealth of $10,000 exceeds both.

Authoritative source: National Zakat Foundation — The Nisab

Frequently asked questions

What is nisab?
The Nisab Calculator is free, private, and accurate: it runs entirely in your browser (no uploads, no accounts), applies the standard calculation, and explains each step so you can verify the result. Determines whether your wealth meets the Nisab threshold for Zakat using live gold and silver prices. Enter your assets, cash, and savings, and the tool compares their total value against the current gold Nisab and silver Nisab benchmarks, then tells you There is no limit on usage, and it works on any device.
Why are the gold and silver nisabs so different today?
The two nisabs are based on different physical quantities — 87.48 grams of gold versus 612.36 grams of silver — and market prices have diverged sharply, with gold roughly 80–90 times more expensive per gram. Today the gold nisab may be several thousand dollars while the silver nisab is only a few hundred, so the silver standard makes zakat due on far less wealth.
Which nisab should I use?
Follow the standard of your zakat authority or the school you practice. The silver nisab is the more cautious choice — it obligates zakat on smaller balances — while the gold nisab is common among scholars who consider silver undervalued. Many contemporary zakat councils use the gold nisab. Whichever you choose, apply the same standard consistently each year.
Does nisab apply to my whole net worth?
Yes — the Nisab Calculator is fully responsive and works in any modern browser on a phone, tablet, or desktop, with touch-sized inputs and no app to install. The full calculation runs on the device, so you get the same speed and precision on mobile as on a computer, even with a weak connection.
Do prices change the nisab during the year?
Yes — the Nisab Calculator. There is no sign-up, no paywall, no trial, and no limit on how many calculations you can run. CalcaTools covers its costs with non-intrusive display advertising, so the calculator itself never asks for payment or restricts any feature.
What does the Nisab Calculator do?
Determines whether your wealth meets the Nisab threshold for Zakat using live gold and silver prices. Enter your assets, cash, and savings, and the tool compares their total value against the current gold Nisab and silver Nisab benchmarks, then tells you. The calculator takes your inputs, applies the standard calculation, and returns a clear result so you can make an informed decision without doing the math by hand.
What formula does the Nisab Calculator use?
It calculates Nisab = 87.48 g × current gold price per gram, or Nisab = 612.36 g × current silver price per gram, whichever standard your community follows. Nisab is the wealth threshold: if your zakatable assets meet or exceed it and a full lunar year (hawl) passes, zakat of 2.5% becomes due. The calculator uses live gold and silver prices.
Is the Nisab Calculator free and private?
Yes — it is free with no sign-up or limits, and the calculation runs in your browser, so your wealth data is never uploaded. CalcaTools funds itself with display ads. The tool applies live gold and silver prices to the 87.48 g and 612.36 g thresholds, giving you both nisab figures for the current market.
How accurate is the Nisab Calculator?
The Nisab Calculator applies the standard formula: Nisab = 87.48 g × gold price/g, or 612.36 g × silver price/g. It is tested against published worked examples before launch and uses native double-precision arithmetic, so results are accurate to typical precision for the values you enter — with no intermediate rounding that could distort the answer.

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