Finance Calculators
Mortgage, loans, taxes, investments, retirement and more — make smarter financial decisions with our free finance calculators.
401k Calculator | Project balance with contributions & match
Projects how much your 401(k) retirement account will grow. Enter your current balance, annual contribution, employer match percentage, expected annual return, and years until retirement, and the tool estimates your future balance, the total you will have contributed, and how much of the final amount comes from investment growth and employer matching.
Amortization Calculator | Create Full Loan Payment Schedule
Generates a full loan amortization schedule. Enter the loan amount, interest rate, and term, and the tool calculates the fixed monthly payment and breaks down every payment into principal and interest, showing the remaining balance over the life of the loan and the total interest paid.
Annual Raise Calculator | Calculate new pay after percent raise
Calculate the new salary from a raise percentage, the raise amount and the estimated after-tax impact. Evaluate offers and raises with the take-home number, not just the gross.
Auto Loan Calculator | Estimate monthly payment & interest
Estimate your monthly car payment and total interest from the vehicle price, down payment, APR and term, with the full amortization schedule. Compare financing offers and budget the true cost of the car.
Compound Interest Calculator | Project Savings Growth Over Time
Project how your savings grow with compound interest, including regular contributions, with the compounding frequency applied and the Rule of 72 shown. See the real difference time and rates make to your wealth.
Currency Calculator | Convert Between Currencies Using Your Rate
Converts amounts between any two currencies at an exchange rate you supply. Enter the amount and the rate, and the tool returns the converted value in the other currency, the inverse rate, and the effect of a transaction fee, so you can compare real-world money-exchange costs.
Day Rate Calculator | Convert Between Annual Salary and Day Rate
Convert between annual salary and day rate — and get the hourly, weekly and monthly equivalents — using your working days per year. The tool contractors and freelancers use to compare contract offers against salaried roles, with the pro-rata math for part-time engagements shown.
Debt Payoff Calculator | Compare snowball vs avalanche plans
Compares debt-repayment strategies to find the fastest way out of debt. Enter each debt's balance, interest rate, and minimum payment, then choose the snowball method — smallest balance first — or the avalanche method — highest interest first. The tool projects your payoff date and total interest paid for each approach.
Discount Off Calculator | Find Sale Price From Price & Discount
Work out the sale price, savings and final total from any discount percentage — plus the reverse: find the original price from a sale price. Stacked and triple discounts are handled in sequence so the true final price is never a surprise.
Finance Calculator | Solve Time-Value, NPV, and IRR Problems
This finance calculator solves the core time-value-of-money problems: present value, future value, interest rate, and number of periods, plus net present value (NPV) and internal rate of return (IRR). Enter the known variables and it returns the missing one with the formula shown — a fast way to compare investments, loans, and savings scenarios side by side.
Free Cash Flow Calculator | Compute FCF From Cash Flow And CapEx
Compute free cash flow — operating cash flow minus capital expenditures — the cash a business truly generates after maintaining assets. The number that funds dividends, buybacks and growth — essential for investing and analysis.
Future Worth Calculator | Calculate future value of an investment
Calculate what a single sum will be worth in the future with compound interest, using the future value formula FV = PV × (1 + r)^n with the growth shown. Plan savings goals and understand how time and rate turn today's money into tomorrow's balance.
Income Tax Calculator | Estimate Federal Tax and Bracket Impact
Estimates your federal income tax for the year. Enter your gross income, filing status, and deductions, and the tool applies the current federal tax brackets to compute your taxable income, marginal and effective tax rates, and the estimated tax due, with each bracket's contribution shown.
Inflation Calculator | Project real purchasing power
See how inflation erodes purchasing power: convert past amounts to today's dollars with CPI data, and project what today's money will be worth in the future. The gap between nominal values and real buying power is shown clearly — essential for retirement planning and long-term comparisons.
Interest Calculator | Compare Simple and Compound Interest
Enter the principal, rate, and time, and this calculator returns the simple interest earned or owed, plus the total balance, with the formula (I = PRT) shown step by step. It also calculates compound interest on the same inputs so you can compare the two side by side for savings or loans.
Investment Calculator | Project Future Value and CAGR
Projects the growth of an investment over time. Enter your starting balance, monthly or annual contributions, expected annual return, and investment horizon, and the tool computes the future value, total contributions, total interest earned, and the compound annual growth rate (CAGR), with a year-by-year breakdown.
Loan Calculator | Estimate Monthly Payment and Total Interest
A loan calculator estimates the monthly payment, total interest, and full repayment schedule for a fixed-rate installment loan based on the principal borrowed, interest rate, and loan term. Borrowers use it to compare lender offers, plan personal loans, and see how extra payments shorten the payoff timeline before signing any paperwork.
Mortgage Calculator | Estimate Monthly Home Loan Payments
A mortgage calculator estimates the monthly principal-and-interest payment on a home loan based on the home price, down payment, interest rate (APR), and loan term. Buyers use it to compare loan scenarios, weigh 15- vs 30-year amortization, and budget for the full PITI cost of homeownership including taxes, insurance, HOA, and PMI.
Net Worth Calculator | Calculate net worth minus liabilities
Calculates your personal net worth by subtracting everything you owe from everything you own. Enter your assets — cash, investments, home, vehicles — and your liabilities — mortgage, loans, credit cards — and the tool totals both sides to show your net worth, and helps you track it over time against age-based benchmarks.
Paycheck Calculator | Estimate take-home pay after taxes
Estimate your take-home pay from gross wages, filing status and deductions, with federal, FICA and state estimates broken down line by line. See exactly where your paycheck goes and plan your budget.
Payment Calculator | Compute Monthly Payment and Amortization
Enter the loan amount, interest rate, and term, and this payment calculator returns the fixed monthly payment using the standard amortization formula, plus the total interest and total cost over the life of the loan. It also shows a full amortization schedule, so you can see how much of each payment goes to principal versus interest.
Percent Markup Calculator | Find Markup % From Cost And Price
Work out the selling price, markup amount and margin from your cost and target markup percentage — or reverse it to find the original cost from a sale price. The formula Markup % = (Price − Cost) ÷ Cost × 100 is applied with every step shown, so pricing products and checking profitability is straightforward.
Price Comparison Calculator | Find best value per unit
Compare the unit price of any two products — price per gram, litre or item — and see which is the genuinely better buy. End the packaging-size confusion and shop smart with the per-unit math done for you.
Refinance Calculator | Break-Even & Monthly Savings
A refinance calculator compares your existing loan's remaining payments against a new loan's payments (with closing costs rolled in). It reports monthly savings, the break-even month where savings repay the closing costs, and total lifetime savings over the new term.
Retirement Calculator | Project Savings, Income, and Shortfall
Projects whether your retirement savings will last. Enter your current savings, monthly contributions, expected return, years to retirement, and annual spending in retirement, and the tool estimates your future nest egg, the income it can provide using the 4% rule, and any shortfall you need to close.
ROIC Calculator | Calculate ROIC From NOPAT and Invested Capital
Calculate return on invested capital — NOPAT divided by invested capital — the metric that shows how efficiently a company turns its invested money into operating profit. Enter the two figures and get the ROIC percentage, with the interpretation of high and low values explained for investment analysis.
Roth IRA Calculator | Project Tax-Free Retirement Growth
Estimates the tax-free growth of a Roth IRA. Enter your current balance, planned annual contributions, expected annual return, and years until retirement, and the tool projects your future account value — all of which you can withdraw tax-free in retirement. It also shows the 2026 contribution limit context for planning purposes.
Salary Calculator | Convert Between Pay Frequencies
Converts between hourly, weekly, monthly, and annual pay. Enter your wage in any frequency and the tool computes the equivalent figures in every other format, assuming full-time or part-time hours, so you can compare job offers and understand your gross annual income.
Sales Tax Calculator | Calculate Tax or Pre-Tax Price
Calculates sales tax on any purchase. Enter the item price and the sales tax rate — either as a percentage or by selecting a state — and the tool returns the tax amount and the total price, and can work in reverse to find the pre-tax price from a total that already includes tax.
Savings Goal Calculator | Find monthly deposit to hit target
Find the monthly amount you need to save for any goal — emergency fund, vacation, car, down payment — with compound interest applied. Enter the target, timeline and current savings, and get the exact plan.
Tip Calculator | Compute Tip, Split Bills, and Totals
A tip calculator works out how much to tip on a restaurant bill, who owes what when splitting between guests, and the per-person total — including tax. It applies the percentage to the pre-tax subtotal (the standard convention in the US), supports custom tip rates, and rounds to a clean per-person figure.